Terms & Conditions

This page illustrates the Terms and Conditions as well as the disclaimers for AmericanConsumerProtection.com and any user of the website. This includes the purpose of the website and also restrictions on use, limited liabilities and issues with disputes and specific state-by-state disclosure information. You can find information about security of your personal information on our Privacy Policy page.

The terms and conditions listed here spell out the website-user agreement for AmericanConsumerProtection.com. If any provision of these Terms and Conditions is unlawful, void or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

AmericanConsumerProtection.com may be used only under the following terms and conditions. If you do not agree with these Terms and Conditions or they are not acceptable to you in full, you must stop using this site immediately.

Purpose of AmericanConsumerProtection.com

The purpose of AmericanConsumerProtection.com is to give any user a general understanding of the policies and procedures as well as the regulations and laws involved with mass tort claims. It is also to provide a vehicle for users to find qualified, professional help through an advocate or attorney if the user decides to. However, no information derived from AmericanConsumerProtection.com should be construed or interpreted as legal advice. General information, statements, principles and conclusions presented on this website may not reflect specific regulations or determinations of local, state and federal jurisdictions. In addition, laws can differ from jurisdiction to jurisdiction. They also can change frequently. Because of the varying interpretations of local, state and federal laws, AmericanConsumerProtection.com users should consult professional legal counsel about the applicability information obtained on this site to any specific problem. A user should not determine whether legal services or a specific attorney is needed based on any website, advertising or marketing. AmericanConsumerProtection.com should not be used as a substitute for legal counsel. By submitting your information to us through AmericanConsumerProtection.com, you consent to us selling that information to a third party and consent to be contacted about products and services for which we believe you may be qualified for.

Attorney Listings

Any information about our attorney and advocate sponsors was provided by the sponsors and has not been verified by AmericanConsumerProtection.com. AmericanConsumerProtection.com does not warrant the validity of the information, nor does it guarantee the quality of the work product. The determination of the need for legal services and the choice of a lawyer are important decisions and should not be based solely upon advertisements or self-proclaimed proficiency.

A description or indication of limitation of practice by an attorney does not mean that any agency or board certified such lawyer as experienced in any indicated field of law practice, nor does it mean that such lawyer is necessarily any more proficient or competent than any other attorney. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered.

We Do Not Provide Legal Advice or Referrals

We do not offer legal advice, attorney referrals or legal recommendations, mediation or counseling. If you do decide to use our website to obtain help with a claim and give your information to us, some vendors, affiliates and partners of AmericanConsumerProtection.com could pass your information to an accredited, qualified advocate or attorney to contact you about your claim. Users of AmericanConsumerProtection.com assume all responsibility for their actions, selection of legal counsel and use of information obtained on AmericanConsumerProtection.com.

By filling out information on our case evaluation form or any other form on AmericanConsumerProtection.com, the transaction is not considered part of an attorney-client relationship. We are not attorneys. We reserve the right not to respond to inquiries.

By submitting a form on AmericanConsumerProtection.com, you authorize us or a trusted service provider to contact you about the appropriate service. Any information provided to AmericanConsumerProtection.com will be shared with the service provider.

Information provided to AmericanConsumerProtection.com may be shared, sold or provided to a data collection company unless specifically authorized. If you identify a specific condition for which may apply to you, you authorize a representative of AmericanConsumerProtection.com or that of a service provider to contact you about additional help for that condition.

Ownership, License and Restrictions on Use

All the text, images, icons, logos, identifying products and services and intellectual property of AmericanConsumerProtection.com belongs to us. All right, title and interest (including all copyrights, trademarks and other intellectual property rights) within AmericanConsumerProtection.com belongs to AmericanConsumerProtection.com. In addition, the names, images, pictures, logos and icons identifying AmericanConsumerProtection.com's products and services are proprietary marks of AmericanConsumerProtection.com and its subsidiaries or affiliates.

Except as provided below, users shall not confer any license or right, by implication, estoppel or otherwise, under copyright or other intellectual property rights. The user of AmericanConsumerProtection.com is hereby granted a nonexclusive, nontransferable, limited license to view and use information retrieved from AmericanConsumerProtection.com provided solely for the user's informational and non-commercial purposes. The user shall not remove or obscure any identifying marks, logos, icons, images or copyright notices or other notices. Except as expressly provided above, no part of AmericanConsumerProtection.com, including but not limited to materials retrieved there from and the underlying code, may be reproduced, republished, copied, transmitted, or distributed in any form or by any means. In no event shall materials from AmericanConsumerProtection.com be stored in any information storage and retrieval system without prior written approval from AmericanConsumerProtection.com

Links

AmericanConsumerProtection.com does not quality-control links to our site. We are not responsible for any material or information contained on sites that link to us. Users of our site may provide links to us provided (a) the user does not remove or obscure, frame or distort or hide advertisements, the copyright notice or other notices on AmericanConsumerProtection.com; (b) the user provides AmericanConsumerProtection.com with notice of such a link by sending an e-mail to support@AmericanConsumerProtection.com; and (c) the user discontinues providing links to AmericanConsumerProtection.com if we notify the user to do so.

Disclaimers

AMERICANCONSUMERPROTECTION.com IS FOR INFORMATIONAL PURPOSES ONLY. ANY PRODUCTS AND/OR SERVICES OFFERED ON OR THROUGH AMERICANCONSUMERPROTECTION.com ARE PROVIDED TO YOU ON AN “AS IS” AND “AS AVAILABLE” BASIS AND ALL WARRANTIES, EXPRESS AND IMPLIED, ARE DISCLAIMED TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND/OR FITNESS FOR A PARTICULAR PURPOSE). IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE MAKE NO WARRANTY THAT THE WEBSITE, THE PRODUCTS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES OFFERED ON OR THROUGH THE WEBSITE: (A) WILL MEET YOUR REQUIREMENTS; (B) WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE OR THAT DEFECTS WILL BE CORRECTED; (C) WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (D) WILL HAVE SECURITY METHODS EMPLOYED THAT WILL BE SUFFICIENT AGAINST INTERFERENCE WITH YOUR ENJOYMENT OF THE WEBSITE, OR AGAINST INFRINGEMENT; (E) WILL RESULT IN ANY SPECIFIC HEALTH-RELATED OUTCOME, FINANCIAL OR LEGAL OUTCOME; AND/OR (F) WILL BE ACCURATE OR RELIABLE. THE WEBSITE, THE PRODUCTS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES OFFERED ON OR THROUGH THE WEBSITE MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE ARE NOT LIABLE FOR THE AVAILABILITY OF THE UNDERLYING INTERNET CONNECTION ASSOCIATED WITH THE WEBSITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR OTHERWISE THROUGH OR FROM THE WEBSITE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AGREEMENT.

Limitation of Liability

A covered party shall not be liable for any direct, indirect, incidental, special or consequential damages of any kind. That includes, without limitation, attorneys' fees and lost profits or savings in any way because of, resulting from or arising in connection with AmericanConsumerProtection.com. Also included is our website content, regardless of any negligence of any covered party. A "covered party" means AmericanConsumerProtection.com, its affiliates, listees and any officer, director, employee, subcontractor, agent, successor or assignee of AmericanConsumerProtection.com, its affiliate and its listees.

Laws in Case of Dispute

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida as they apply to agreements made and solely performed therein. Disputes between users of our site and AmericanConsumerProtection.com shall be subject to the jurisdiction of the State of Florida.

Arbitration Clause

If you have any dispute concerning any aspect of these Terms of Website Use, the Website, or any of our services, you agree to submit your dispute for resolution by arbitration before the American Arbitration Association ("AAA") in the county where you live by filing a Demand for Arbitration. The arbitrator will have exclusive authority to resolve any dispute including any claim that all or any part of these Terms of Website Use are unenforceable.

Opt-Out of Arbitration/Class Action Waiver. The Terms & Conditions do not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This provision preventing you from bringing, joining or participating in class action lawsuits is an independent agreement. You may opt-out of these Dispute Resolution Provisions by providing written notice of your decision within thirty (30) days of the date that you first register on the American Consumer Protection Website.

YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST US, ANY PERSON RELATED TO US OR A SERVICE PROVIDER USED BY US TO PROVIDE THE SERVICE.

Changes to Terms and Conditions

We reserve the right to change the Terms and Conditions of AmericanConsumerProtection.com at any time and without notice. Users should review this page on a regular basis for any changes. Use of this website following any changes constitutes a user's acceptance of changes.

Special State Disclaimers Regarding Specialty Areas of Practice

General Disclaimer: THIS IS AN ADVERTISEMENT

Some states require additional disclaimers. Those are as follows:

Alabama: No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. Alabama Rules of Professional Conduct Rule 7.2(e) (1997).

Alaska: The Alaska Bar Association does not accredit or endorse certifying organizations. Alaska Rules of Professional Conduct Rule 7.4(a)(2) (1998).

Colorado: Colorado does not certify attorneys as experienced in any field.

Florida: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask request free written information about a firm's qualifications and experience. Florida Rules of Professional Conduct Rule 4-7.2(d) (1997).

Hawaii: There is no procedure for review or approval of specialist certification organizations in Hawaii. Hawaii Rules of Professional Conduct Rule 7.4(c) (1997).

Illinois: The Illinois Supreme Court does not recognize certifications of specialties in the practice of law and that the certificate, award or recognition is not a requirement to practice law in Illinois. Illinois Rules of Professional Conduct Rule 7.4(c)(2) (1997).

Iowa: The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed experience. This disclosure is required by rule of the Supreme Court of Iowa. Memberships and offices in legal fraternities and legal societies, technical and professional licenses, and memberships in scientific, technical and professional associations and societies of law or field of practice do not mean that a lawyer is experienced in a field of law, nor do they mean that a lawyer is necessarily any more proficient or competent than any other lawyer. A description or indication of limitation of practice does not mean that any agency or board has certified such lawyer as an experienced or proficient in an indicated field of law practice, nor does it mean that such lawyer is necessarily any more proficient or competent than any other lawyer. All potential clients are urged to make their own independent investigation and evaluation of any lawyer being considered. This notice is required by rule of the Supreme Court of Iowa. See Iowa Code of Professional Responsibility DR 2-101(A), DR 2-101(C), DR 2-105(A)(3)(c) (1997).

Kentucky: THIS IS AN ADVERTISEMENT.

Massachusetts: If a Massachusetts lawyer holds himself or herself out as "certified" in a particular service, field or area of law by a non-governmental body, the certifying organization is a private organization, whose standards for certification are not regulated by the Commonwealth of Massachusetts. See Massachusetts Code of Professional Responsibility DR 2-105(B) (1997).

Mississippi: The Mississippi Supreme Court advises that a decision on legal services is important and should not be based solely on advertisements. Free Background information is available upon request to a Mississippi attorney. The listing of any area of practice by a Mississippi attorney does not indicate any certification of experience therein. See Mississippi Rules of Professional Conduct Rule 7.2(d), Rule 7.4(a), Rule 7.6(a) (1997).

Missouri: Neither the Supreme Court of Missouri nor the Missouri Bar reviews or approves certifying organizations or specialist designations. Missouri Rules of Professional Conduct Rule 7.4 (1997).

Nevada: The State Bar of Nevada does not certify any lawyer as a proficient. Nevada Rules of Professional Conduct Rule 198 (1997).

New Jersey: Any certification as an experienced, or any certification in a field of practice, that does not state that such certification has been granted by the Supreme Court of New Jersey or by an organization that has been approved by the American Bar Association, indicates that the certifying organization has not been approved, or has been denied approval, by the Supreme Court of New Jersey and the American Bar Association. See New Jersey Rules of Professional Conduct Rule 7.4(b) (1997).

New Mexico: Any certification by an organization other than the New Mexico Board of Legal Specialization does not constitute recognition by the New Mexico Board of Legal Specialization, unless the lawyer is also recognized by the board as an experienced in that area of law. See New Mexico Rules of Professional Conduct Rule 16-704(D) (1997).

Oregon: THIS IS AN ADVERTISEMENT.

Rhode Island: The Rhode Island Supreme Court licenses all lawyers in the general practice of law. The court does not license or certify any lawyer as an experienced in any field of practice. Rhode Island Rules of Professional Conduct Rule 7.4 (1998).

Tennessee: Unless otherwise indicated, Tennessee attorneys are not certified as specialists by the Tennessee Commission on Continuing Legal Education and Specialization in the areas of practice listed on their profiles. See Tennessee Code of Professional Responsibility DR 2-101(C)(3) (1998).

Texas: Unless otherwise indicated, Texas attorneys are Not Certified by the Texas Board of Legal Specialization in the areas of practice listed on their profiles. See Texas Disciplinary Rules of Professional Conduct Rule 7.04(b)(3) (1999).

Washington: The Supreme Court of Washington does not recognize certification of specialties in the practice of law. Any certificate, award, or recognition by a group, organization or association used by a Washington attorney to describe his or her qualifications as a lawyer or qualifications in any subspecialty of law is not a requirement to practice law in the State of Washington. See Washington Rules of Professional Responsibility Rule 7.4(b) (1997).

Wyoming: The Wyoming State Bar does not certify any lawyer as an experienced. Anyone considering a lawyer should independently investigate the lawyer's credentials and ability, and not rely upon advertisements or self-proclaimed experience. Wyoming Rules of Professional Conduct for Attorneys at Law Rule 7.4 (1997).